智通财经APP获悉，邮储银行(01658)绩后跌近5%，截至发稿，跌4.95%，报4.61港元，成交额7613.53万港元。
消息面上，邮储银行公布截至今年3月底止首季财报，营业收入894.06亿元人民币，同比下跌0.1%；归属于银行股东的净利润252.46亿元，同比下跌2.62%；不良率环比上升1bp至0.91%，拨备覆盖率环比下降20pct至266%。
华创证券表示，邮储银行负债端优势延续，规模稳健增长，资产质量仍较稳定。邮储银行零售战略定力强，发展路径清晰，并且广覆盖的4万个“自营+代理”网点巩固了零售优势。零售贷款资产质量阶段性承压，随着经济逐渐复苏，居民收入预期改善，零售贷款不良率有望保持在可控范围内。4月8日邮政集团增持公司A股股份，彰显对公司未来发展的信心。
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