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　　瑞银发布研报称，工商银行（01398）2025财年第一季净利润同比下跌4%，低于瑞银预期，在四大银行中表现最差；总收入同比下降2.6%，略低于瑞银预期；核心收入同比减少2.5%；交易及投资收益在债券市场不利的情况下大幅下降34.2%；营运成本同比上升1.5%，导致拨备前经营溢利同比下降3.9%；拨备费用同比降低4.9%。瑞银预期，市场将对工行首季度业绩表现略有负面反应，予工行H股目标价5.98港元，给予“买入”评级。

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