数字人民币试点已有5年多,目前运营机构为10家。除了网商银行(支付宝)、微众银行(微信支付)外,其他8家均在近日发布了2024年报。其中,农行从智能合约、硬钱包2方面介绍了其数字人民币工程。一是应用智能合约优化资金管理质效。发挥数字人民币智能合约优势,实现小微企业贷款资金专款专用;打造预付资金监管平台,助力政府提升监管能力。二是应用硬件钱包服务境外来华人士。在外币兑换机上提供数字人民币硬钱包服务,...
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