穆迪称美国银行对风险转移产品的适度使用对信用状况有利

新浪财经
06 May

穆迪评级机构在对 69 家获得评级的美国银行进行调查后发布的一份报告中指出,只有极小比例的美国银行发行了一种复杂的产品,该产品使它们能够摆脱贷款组合中的风险,而且对这类产品相对适度的使用对信用状况是有利的。在被称为信用风险转移(CRT)的交易中,银行实际上是从对冲基金和其他投资者那里购买针对贷款损失风险的保险。2022 年,随着监管机构在区域性银行危机后提议提高大型银行的资本要求,以及在《巴塞尔...

Source Link

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Most Discussed

  1. 1
     
     
     
     
  2. 2
     
     
     
     
  3. 3
     
     
     
     
  4. 4
     
     
     
     
  5. 5
     
     
     
     
  6. 6
     
     
     
     
  7. 7
     
     
     
     
  8. 8
     
     
     
     
  9. 9
     
     
     
     
  10. 10