《大行》花旗:拆息下降对港银净息差带来短期压力

阿斯达克财经
May 12, 2025

花旗发表研报指,港元兑美元触及7.75强方兑换保证,促使金管局出手干预,向市场注入资金,令香港银行体系结余从4月底的450亿元增至5月8日的约1,740亿元,流动性增加推动香港银行同业拆息(HIBOR)下降。截至5月8日,一个月期HIBOR已降至2.09%,月内累计下降1.86个百分点,花旗认为可能会为银行净息差带来短期压力,一个月HIBOR低于2.2%,更可能导致按揭贷款息口重新定价。根据花旗...

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