新能源车企自建保险业务遇挑战

中关村在线
12 May

近年来,越来越多的新能源汽车车主发现,购买车辆保险变得越来越困难。不少电动车主面临保险公司拒保的情况,即便能够投保,保费也明显高于传统燃油车。为应对这一问题,一些车企开始尝试进入保险领域。特斯拉是最早采取这一举措的企业之一,随后,国内车企如比亚迪也开始布局自有保险业务。特斯拉最初的想法颇具吸引力。作为智能电动车企业,它掌握了大量车主的实际驾驶数据,理论上可以根据驾驶行为精准评估风险,并对表现良好的...

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