蚂蚁集团“好医保”保险向港澳台居民开放投保

阿斯达克财经
Yesterday

蚂蚁集团旗下互联网保险优选平台“蚂蚁保”宣布,其百万医疗险产品“好医保·长期医疗(旗舰版)”正式向港澳台居民开放投保。即日起,持有内地居住证并通过健康告知的港澳台居民,上内地支付宝APP搜寻“好医保”,进入蚂蚁保频道即可操作投保。
投保年龄从出生28日至55周岁,符合健康告知要求,即可享受与内地居民相同的普惠型百万医疗保障。以30岁健康男性投保“好医保”旗舰版为例,在无基础医保的情况下,每年保费仅需814元人民币(下同),最高可保障400万元。
“好医保”旗舰版是内地第一款兼具“0免赔额”,并在特定心脑血管及癌症上可终身续保的百万医疗险。“0免赔额”的产品设计,让大小疾病住院都可保,当中一般住院医疗费用在1万元以内的赔付比例为30%,1万元以上的100%比例赔付;癌症及心脑血管等14种特定疾病,无论住院费用多少,符合理赔规则的情况下均能按100%比例赔付。(ss/j)

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