存款利率“倒挂”VS贷款利率下调:银行进入“低利率时代”

新京报
May 15, 2025

近期,又有中小银行再度下调银行存款利率。5月14日,安徽新安银行宣布即将于6月6日再度下调存款利率,2年、3年定期存款利率均下调10个基点。这已是该行近1个月来第二次下调存款利率。调整后,3年定期存款利率依然低于2年定期存款利率。在银行存款的长短端利率继续“倒挂”的同时,银行部分贷款利率亦在持续下探。据贝壳财经记者了解,尽管3月份低息消费贷已被叫停,但部分银行的消费贷利率重新逼近3%红线;与此同时...

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