智通财经APP获悉，内银股再度上涨，截至发稿，青岛银行(03866)涨3.52%，报4.12港元；浙商银行(02016)涨2.99%，报2.76港元；中国银行(03988)涨1.96%，报4.69港元；邮储银行(01658)涨1.82%，报5.04港元；建设银行(00393)涨1.78%，报6.88港元；中信银行(00998)涨1.7%，报6.57港元。
湘财证券发布研报称，金融增量政策配合宽松财政政策加快落地，预计银行信贷供给加强，有望维持信贷增速相对平稳。降息幅度未超预期，存款利率降息将缓解银行息差压力。同时，资产质量将在政策支持下继续巩固，后续银行业绩压力可控。本轮降息之后，银行经营稳定性与高股息相对优势均有望得以提升。
中国银河认为，一揽子金融政策出台，降准降息落地，结构性工具加力引导银行信贷结构优化。银行基本面积极因素持续积累。中长期资金入市有望进一步加速，加速银行板块红利价值兑现。中信证券表示，从上市银行资负定价来看，2025年以来银行业资产负债配置稳总量、调结构、存贷增长积极的同时，同业资产负债扩张收敛。息差方面，虽然行业净息差延续下降，但负债成本节约助力息差降幅边际收窄。展望而言，负债成本的压降仍是后续季度银行息差管理的重要方向。
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