谁是消费“领头羊”:人口周期改变消费模式

华尔街见闻
20 May

核心观点 我们利用2010-2022年CFPS数据计算了我国各年龄段的收入和消费支出,发现无论从总量来看还是从结构来看,未来人口周期的变化,会对消费走向产生一些意料之外的影响。我们的主要结论如下: 1、2010-2022年,我国居民消费的年龄结构大致呈现倒U型,在30-40岁达到一生的消费高峰期,随后回落。 2、两方面原因使得30-40岁成为一生的消费高峰:一是大宗消费支出大多发生在30-40岁,...

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