台湾金管会:美元计价占寿险海外投资比重逾九成,业者四招因应汇损影响

路透中文
May 20, 2025
台湾金管会:美元计价占寿险海外投资比重逾九成,业者四招因应汇损影响

路透台北5月20日 - 针对这波台币兑美元TWD=TP强升对台湾寿险的汇损影响,台湾金管会周二称,至3月底美元计价占寿险海外投资比重九成以上,目前业者计画以增提外汇价格变动准备金、使用外汇价格变动准备金进行冲抵、申请外汇价格变动准备金新制及使用动态避险等方式因应汇损影响。

金管会保险局主秘古坤荣今日在金管会记者会做出以上表示。

“最近申请外汇价格变动准备金新制就国泰人寿一家。”他并称。

目前金管会已核准友邦、凯基、新光、台新及三商美邦等五家寿险申请外汇价格变动准备金新制。

据金管会统计寿险业投资部位,至3月底不含外币保单的海外投资15兆(万亿)7,700亿台币,另持有在台发行的国际板债券5兆5,717亿台币。

金管会自去年8月增订外汇价格变动准备金新制,松绑外汇变动准备金累积上限,及提高固定提存比率、额外冲抵比率,让外汇变动准备资金池扩大,增加避险操作弹性并有助降低避险成本。

目前外汇价格变动准备金为新/旧制并存,在外汇价格变动准备金新制上路后采个案申请,一旦选定不可任意变动。(完)

(记者 詹静宜; 审校 吴云凌)

((Emily.Chan@thomsonreuters.com; +886-2-87295113; Reuters Messaging: Emily.Chan.thomsonreuters.com@reuters.net))

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