招行与交行的周期对望:战略分化中的银行业启示

DoNews
May 23, 2025

2024年年报及2025年一季报显示,招商银行与交通银行在盈利、资产规模和资本充足率等方面展现出不同战略路径。招行净利润1483.91亿元,同比增长1.22%,资产总额12.15万亿元;交行净利润935.86亿元,增长0.93%,资产总额14.90万亿元。2025年一季度,招行净利润下降2.08%,交行增长1.54%。两行分别代表零售主导与多业务布局的不同范式,在复杂金融环境中,其‘周期对望’揭示...

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