“最近一段时间,来找我咨询商业医疗险的客户确实不少,有没有‘外购药责任’是大家当下都很关注的一点。”保险从业者小于(化名)在忙于回应客户咨询的同时,向保通社透露了这一情况。 随着DRG/DIP医保支付方式改革的持续推进,叠加药品集采常态化的影响,公立医院体系内原研药供给逐步缩减,一些患者对于“院外用药保障”需求激增,不仅追求先进药械、品质原研药,在就医机构选择上,更倾向于选择私立、特需、国际部...
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