金吾财讯 | 银行股普升，广州农商银行(01551)涨2.86%，盛京银行(02066)涨2.04%，民生银行(01988)涨1.8%，招商银行(03968)涨1.33%，中银香港(02388)涨1.05%。A股方面，宁波银行(002142)涨3.26%，齐鲁银行(601665)涨2.01%，苏州银行(002966)涨1.89%，中信银行(601998)涨1.46%。天风证券研报称，认为资产端、负债端皆有利好因素支撑银行净息差企稳。具体而言：其一，维持息差健康性作为货币政策制定考量的重要性有望进一步提升。其二，无论是监管还是商业银行，对贷款定价下限都存在一定的心理底线，贷款定价下行压力有限。其三，存款挂牌利率下调和高息定期存款到期将有效缓解负债成本压力。基本面角度看，银行业业绩仍处于筑底企稳阶段，但受益于公募基金新规、中长期资金入市等制度变革，银行板块作为基本面稳健、分红稳定、估值较低的品种，对资金吸引力有望持续提升。
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