学生贷冲击!摩根士丹利:还贷挤压消费,今年美国GDP或下滑0.1%

华尔街见闻
26 May

美国学生贷款开始爆雷,这不仅是个人危机,更是美国经济隐患。 5月26日周一,据媒体报道,在疫情期间,美国政府为了减轻压力,把联邦学生贷款的还款暂停了三年多。很多人误以为这事就过去了,甚至不用还了,因为过去不还款也不记入征信。 但现实是,这项暂停政策早在2023年秋天已经正式结束,直到2024年秋季,逾期付款才开始被报告给信用评级公司。不少人直到今年看到信用分大跳水,才惊觉宽限期已结束。 后果是违约...

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