格隆汇5月26日|中信证券官微发布文章《见证历史》称,近日,我们再次见证了历史:一年期的定期存款利率跌破1%。利率下行的大势所趋下,告别“利息依赖”,是每个人需要做出的积极应对。 对此,普通人如何应对?文章提及两点改变,一是学会拥抱波动、承担风险:在利率下行趋势下,大家所能赚取的“无风险收益率”空间将越来越小,你需要通过承担更多的风险,来弥补无风险收益率下降的收益损失;重新建立对于风险、波动的认知...
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