路透台北5月27日 - 因应5月台币兑美元TWD=TP强升造成汇损冲击，台湾前三大寿险近期相继申请外汇价格变动准备金新制；台湾金管会官员表示，继国泰人寿递件申请外汇价格变动准备金新制，周一收到富邦人寿及南山人寿递件申请外价金新制。
5月初台币兑美元TWD=TP宛如搭上失速列车，5月2日、5月5日连两日暴涨，单日盘中分别最高飙升近1.25元、1.5元，引发NDF避险成本高涨导致寿险业汇损连连，且迈入月底，台币周二盘中再升破29.850，三大寿险急于申请外价金新制，赶着5月底获准适用。
台湾资产最大金控--国泰金控2882.TW旗下国泰人寿上周五称，5月若获准采外汇价格变动准备金新制即会适用，届时外价金将新增146亿台币。
目前金管会已核准友邦、凯基、新光、台新及三商美邦等五家寿险申请外汇价格变动准备金新制；若加计富邦人寿及南山人寿后，仍有四家寿险申请案还在审核中。
金管会自去年8月增订外汇价格变动准备金新制，松绑外汇变动准备金累积上限，及提高固定提存比率、额外冲抵比率，让外汇变动准备资金池扩大，增加避险操作弹性并有助降低避险成本。
目前外汇价格变动准备金为新/旧制并存，在外汇价格变动准备金新制上路后采个案申请，一旦选定不可任意变动。(完)
(记者 詹静宜； 审校 田镧沁)
((Emily.Chan@thomsonreuters.com; +886-2-87295113;))
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