2024年中国第三方互联网支付市场年度监测报告里藏着最残酷的行业密码——前五大机构鲸吞76.5%市场份额。与此同时,约160家中小支付机构的生存空间正被压缩成一张A4纸的厚度。2024年支付牌照注销数达到10张;而支付宝的“碰一碰”仅用321天用户破亿。这两个数字划出了支付行业最锋利的价值断层线。这已不是简单的"大鱼吃小鱼",而是生态位的系统性重构。当监管重拳击碎备付金利差幻想,汇付天下因客户备付...
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