汇丰环球研究发表报告，指香港银行同业拆息(HIBOR)下行，可能会对中银香港(02388.HK) 净利息收入产生短期但显著的影响。由今年首四个月一个月HIBOR平均的3.82%，至5月27日降至0.6%，该行料HIBOR每下降100个基点，可能使中银香港的净息差收窄13个基点，若这种下降持续一年，基于2024年形式上的盈利影响估算约为10%，考虑到贷款通常在1个月内重新定价，存款则在3至6个月内...
Source Link汇丰环球研究发表报告，指香港银行同业拆息(HIBOR)下行，可能会对中银香港(02388.HK) 净利息收入产生短期但显著的影响。由今年首四个月一个月HIBOR平均的3.82%，至5月27日降至0.6%，该行料HIBOR每下降100个基点，可能使中银香港的净息差收窄13个基点，若这种下降持续一年，基于2024年形式上的盈利影响估算约为10%，考虑到贷款通常在1个月内重新定价，存款则在3至6个月内...
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