低利率困局:为什么贷款便宜了,企业融资反而更谨慎?

澎湃新闻
Jun 01

最近,有关降息的新闻比较多,存款和贷款利率都在下行通道中。以活期存款为例,当前活期存款利率已普遍降至0.05%,逼近零利率。   在这样的背景下,如果问企业一个问题:“融资成本是否还是融资时考虑的最主要因素?”简短的回答是:“当然是”。借钱的时候,谁会不在意贷款贵不贵呢?但如果是一个全面点的回答,当下对很多企业来讲,回答或者是:“目前这个阶段,成本已不再是最主要的因素了,更重要的是,企业要不要、...

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