昨天的零售业务大比武上篇中,我们已经探讨了总营收,信用减值以及管理费用相关的内容,今天我们来继续讨论收入相关的指标,包括:手续费收入,净利息收入以及整个汇总以后的一个情况。净手续费收入在开始具体的讨论之前,我们首先要引入一个新的指标——手续费贡献率。手续费贡献率=净手续费收入/总资产,这个指标主要用于衡量各家银行在相同的零售总资产规模情况下能够产生净手续费的多少。当然,其实最合理的评估应该是用进...
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