天眼查App显示,2025年6月13日,“服务策略确定方法、装置及电子设备”正式进入专利的公布阶段。申请人为中国工商银行股份有限公司,该项人工智能专利涉及通过信贷信息评估模型为用户提供个性化服务的技术应用。据专利信息显示,用户留存率提升达显著优化。发明人为邓发春。本申请公开了一种服务策略确定方法、装置及电子设备,涉及人工智能技术,该方法包括:获取目标用户的信贷信息,信贷信息至少包括个人基础信息、...
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