近年来,随着我国社会主要矛盾转化和“健康中国2030”战略深入推进,构建多层次医疗保障体系已成为完善民生保障的重要课题。2021年,原中国银保监会《关于规范保险公司城市定制型商业医疗保险业务的通知》的出台,标志着政策层面正式将城市定制医疗险纳入规范发展轨道,为构建政府引导、市场运作、社会参与的普惠型健康保障体系提供了制度支撑。这种创新型保险产品通过打通基本医保与商业保险的融合通道,深度融入地方...
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