25Q1板块整体营收利润转负，不良率拨备覆盖率走低。42家上市银行25Q1累计营收、归母净利润分别同比-1.7%、-1.2%，增速较24年分别-1.8pct、-3.5pct；25Q1末不良率1.23%，较24年末-1BP；拨备覆盖率238%，较24年末-2pct。存款挂牌调降幅度大于LPR，体现监管对银行净息差的“呵护”，或助力于银行净息差见底，改善全年业绩预期。银行股息率大部分仍分布在4%-5%...
Source Link25Q1板块整体营收利润转负，不良率拨备覆盖率走低。42家上市银行25Q1累计营收、归母净利润分别同比-1.7%、-1.2%，增速较24年分别-1.8pct、-3.5pct；25Q1末不良率1.23%，较24年末-1BP；拨备覆盖率238%，较24年末-2pct。存款挂牌调降幅度大于LPR，体现监管对银行净息差的“呵护”，或助力于银行净息差见底，改善全年业绩预期。银行股息率大部分仍分布在4%-5%...
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