Odaily星球日报讯 Crypto In America 加密记者 Eleanor Terrett 在 X 平台发文披露了房利美和房地美拟将加密货币纳入抵押贷款业务的具体细节,她表示房利美和房地美已被指示探索将加密货币计入抵押贷款申请的储备金,这意味着加密货币将无需兑换成美元,而是以现货形式被计入储备金。此外,根据相关要求,只有在美国监管的交易所上市的加密货币才有资格被纳入到房利美和房地美的抵押贷款储备金,而且相关资产还必须采取波动性保障措施。
注:房地美(Freddie Mac)和房利美(Fannie Mae)是美国两大政府资助企业(GSE),主要负责为住房抵押贷款市场提供流动性支持,通过购买和证券化贷款稳定房地产市场。
此前消息,美国联邦住房金融署(FHFA)署长 Pulte 在社交媒体上发文,要求房利美和房地美着手准备将加密货币列为抵押贷款申请的认定资产。
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