【兴证海外&非银】信也科技深度报告:布局出海业务的互联网信贷龙头

丁香非银兴风向
Jun 27, 2025

投资要点•信也科技是业内领先的信贷科技公司,转型以来贷款发放规模保持高速增长。公司主要为年轻一代的个人借款人提供线上借款的撮合服务,并为提供资金来源的商业银行、互联网银行等金融机构合作伙伴提供信用评估、逾期催收等服务。公司在海内外均布局标准化贷款产品,主要通过互联网渠道进行营销获客,在客群覆盖上和传统商业银行差异化竞争,截至2025年3月底,公司累积服务的海内外借款人合计超过3000万人。2019...

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