Zillow最新分析显示，五年前美国中等收入家庭尚可负担一套普通住房，但如今即使已积攒73，000美元首付款，其购房资金缺口仍超过17，000美元。尽管今春市场对购房者更加友好——待售房源增多、主动降价的挂牌房屋数量创历史新高，但近年来惊人的房价增长与抵押贷款利率攀升，已重新定义了购房的财务门槛。

　　购房可负担性压力令买家需求降温，同时推升了单户住宅租赁市场的热度。按当前美国典型住房价格367，969美元计算，假设购房者已准备73，594美元作为20%的首付款，其年收入需接近10万美元才能实现“无压力购房”。这意味着，一个收入中位数的家庭需要加薪17，670美元方能满足条件。

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责任编辑：王许宁

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