近日,多款百万医疗险上新,21世纪经济报道记者发现,百万医疗险“卷”药品责任成为产品升级新趋势。具体来看,多款产品对特药目录进行了扩容、放开了外购药责任,尤其在外购药责任方面做出了极大的突破。以往,不限清单的外购药责任仅出现在高端医疗险产品责任中,而普通的百万医疗几乎是没有产品可以扩展外购药责任。之所以出现这样的趋势,众安保险资深产品专家王顺对21世纪经济报道记者解释称,一方面原因是患者的实际就医...
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