在金融科技迅猛发展的浪潮中,智能理财作为其中的重要创新领域,正深刻改变着财富管理行业的格局。智能理财本质上是一种在线理财服务,它运用大数据、云计算、人工智能等现代信息技术,依据投资者的风险偏好、财产状况以及预期收益目标等个性化需求,借助资产配置模型匹配出最优的智能理财组合,并提供自动化的资产配置建议。与传统理财依赖理财师和投资顾问不同,智能理财的核心技术优势显著。大数据和人工智能是其最关键的技术...
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