盛京银行业务承压:零售战略遇阻 多重风险待解

DoNews
04 Jul

盛京银行最新年报显示,2024年公司业务营收同比下降27%至49.51亿元,零售银行业务营收下滑10%至24.67亿元,两大主业增长乏力。尽管该行将零售业务作为重点方向,但面临三重挑战:一是区域竞争加剧,吉林银行在零售领域快速崛起,营收占比已超三分之一;二是信用卡未使用额度达230.59亿元,客户活跃度不足拖累运营效率;三是投诉激增,2024年营业业务投诉量较2022年增长逾2万宗,涉及担保费争议...

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