智通财经APP获悉,根据经络按揭转介研究部及香港土地注册处最新资料显示,6月现楼按揭宗数为6772宗,环比增33.9%,连升两个月,创22个月新高,同比增37%;该月楼花按揭宗数为564宗,环比增46.9%,连跌两个月后回升,创3个月新高,同比则减少29.9%。
上半年现楼按揭宗数为28885宗,同比增17.8%;同期楼花按揭宗数为3189宗,同比增92.9%,创近5年的首半年新高。
经络按揭转介首席副总裁曹德明表示,6月楼花按揭大增逾4成,主要受新盘黄金海湾•珀岸、皇都、汇都及朗天峰等买家上会带动;现楼按揭大增逾3成,主要受居屋安秀苑、兆翠苑、新盘NOVO LAND及泰峰等买家上会带动。利息低企推动整体入市气氛,料下半年楼市交投将持续回稳,料现楼及楼花按揭数字将保持正增长。
现楼银行市占率方面,中银香港(02388)九连冠,以市占率33%位列榜首;汇丰以市占率21.3%排第二;恒生(00011)以市占率15.4%排第三;渣打升一级,以市占率5.2%排第四;东亚升一级,以市占率4.6%排第五。
楼花银行市占率方面,中银香港七连冠,以市占32.1%排第一;汇丰以市占率20.2%排第二;恒生以市占率18.3%排第三;渣打升一级,以市占率6.4%排第四;工银(亚洲)跌一级,以市占率6.2%排第五。
6月四大银行现楼市占率由5月65.6%,上升9.3个百分点至74.9%。曹德明指,利息回落,银行对按揭业务取态亦转趋正面,并且开始争取下半年的按揭业务,料银行市占率的差距或有机会重新调整。
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