在消费贷利率价格战被监管叫停后银行信用经营贷利率卷出新低直逼消费贷。近期包括中国银行、建设银行、招商银行在内的多家大型银

智通财经
03 Jul
在消费贷利率价格战被监管叫停后银行信用经营贷利率卷出新低直逼消费贷。近期包括中国银行、建设银行、招商银行在内的多家大型银行相继推出年化利率3%左右的纯信用经营贷产品利率水平较前期明显下探。其中有客户称招商银行通过发放利率优惠券等方式对部分优质客户提供最低2.68%的特惠利率。不过业内普遍认为目前的低利率产品更多是针对特定客群的营销策略而非全行业性的利率下调。随着监管部门对信贷市场秩序的持续规范以及银行自身盈利压力的加大这种"以价换量"的竞争模式或不可持续。(第一财经)。

Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.

Most Discussed

  1. 1
     
     
     
     
  2. 2
     
     
     
     
  3. 3
     
     
     
     
  4. 4
     
     
     
     
  5. 5
     
     
     
     
  6. 6
     
     
     
     
  7. 7
     
     
     
     
  8. 8
     
     
     
     
  9. 9
     
     
     
     
  10. 10