美联储就银行监管评级体系改革方案征求意见

金色财经
Jul 11, 2025

【美联储就银行监管评级体系改革方案征求意见】金色财经报道,美联储周四宣布,将就修改大型银行监管评级框架的提案公开征询意见。现行监管框架自2018年实施以来,将银行评级划分为四个等级:全面达标、有条件达标、缺陷-1级或缺陷-2级。根据新提案,只要银行在各项评估中至多获得一个“缺陷-1级”评级,即可被认定为“管理良好”。未达此标准的机构将被视为管理不善,其部分业务活动将受到限制。值得注意的是,任何单项评估获得“缺陷-2级”评级的银行,仍将被判定为管理不善——这一标准与现行体系保持了一致。

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