非车险将推“报行合一”，保险业“反内卷”进行时近日，非车险领域即将推行“报行合一”的消息，再次将保险行业“反内卷”的话题推向台前。在不少业内人士看来，保险行业的“内卷”，其深层症结在于长期以来高度同质化的“粗放式”发展模式——各家机构在产品设计、渠道布局上大同小异，最终只能陷入“比费用、拼收益”的低水平恶性竞争。因此，在一系列“反内卷”的措施基础上，更需要全行业从根本上转变发展方式，在产品创新、...
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