港媒称，香港部分银行正讨论成立一间“坏账银行”，以处理银行业的不良贷款问题，这反映业内人士对不良贷款日益增长的担忧。 消息称，包括恒生银行和交通银行在内的银行，最近与咨询公司接洽，就设立专门机构处理其坏账进行初步讨论。其中一个建议是仿效内地的做法，成立不良资产管理公司，以让银行收回至少部分贷款。目前尚不清楚有关方案在本地银行和监管机构中获得多少支持。相关讨论仍处于初步阶段，银行在将此想法付诸行动之前将面临重大障碍。 评级机构惠誉根据金管局数据估计，截至3月底，香港银行业的不良贷款已增至250亿美元，占总贷款的2%，创下20年来新高。惠誉预料，这一比例今年底可能升至2.3%，升幅是亚太地区之中最大，而明年贷款质素可能还会进一步恶化。
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