【美国银行游说团体对加密公司申请银行牌照提出质疑】金色财经报道,美国银行业团体正在敦促该国的银行监管机构,推迟对加密货币公司银行牌照的审批决定,直到这些公司的计划细节更加公开。他们声称,允许这些申请将是现有政策的“根本性背离”。
美国银行家协会(American Bankers Association)以及其他银行和信用合作社的行业组织周四致函美国货币监理署(OCC),表示其批准包括稳定币发行商Circle Internet Group和Ripple Labs在内的加密货币公司获得国家银行执照,“将引发重大的政策和程序问题。”这些团体认为:“关于申请人的拟议商业计划是否涉及国民信托银行所执行的受托活动类型,存在重大的政策和法律问题。”
Circle、Ripple和Fidelity Digital Assets是近期向OCC申请银行牌照的一批加密货币公司。获得这些牌照将基本上允许它们成为自己的银行,从而更快地结算支付,并在联邦层面受到监管,使其能够在全美所有州开展业务。
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