Community Financial System Inc. Reports Q2 2025 Record Revenue of $199.3M, Net Income Up to $51.3M, EPS Rises to $0.97

Reuters
Jul 22
Community Financial System Inc. Reports <a href="https://laohu8.com/S/QTWO">Q2</a> 2025 Record Revenue of $199.<a href="https://laohu8.com/S/MMM">3M</a>, Net Income Up to $51.3M, EPS Rises to $0.97

Community Financial System, Inc. $(CBU)$ has reported its financial results for the second quarter of 2025. The company achieved a net income of $51.3 million, or $0.97 per share, marking an increase of $0.06 per share from the second quarter of the previous year and a rise of $0.04 per share from the first quarter of 2025. Operating net income reached $55.4 million, or $1.04 per share, which is an increase of $0.09 per share compared to the previous year's second quarter and an increase of $0.06 per share from the first quarter of this year. The company set a new quarterly record with total revenues of $199.3 million, an increase of $15.5 million, or 8.4%, from the prior year's second quarter, and a rise of $3.0 million, or 1.5%, from the first quarter of 2025. Net interest income also reached a new quarterly high at $124.7 million, reflecting a growth of $15.3 million, or 14.0%, from the second quarter of last year and an increase of $4.5 million, or 3.8%, from the first quarter of 2025. Total non-bank financial services revenues, which include employee benefit services, insurance services, and wealth management services, amounted to $54.5 million. This represents a slight increase of $0.3 million, or 0.6%, from the prior year's second quarter but a decrease of $2.2 million, or 3.9%, from the first quarter of 2025. The company reported total ending loans of $10.52 billion, which increased by $98.0 million, or 0.9%, from the end of the first quarter of 2025 and grew by $495.3 million, or 4.9%, from the end of the second quarter of the previous year. Meanwhile, total ending deposits stood at $13.70 billion, a decrease of $190.3 million, or 1.4%, from the end of the first quarter of 2025, but an increase of $563.9 million, or 4.3%, from the end of the prior year's second quarter.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Community Financial System Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20250722186931) on July 22, 2025, and is solely responsible for the information contained therein.

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