Farmers National Banc Corp. Reports Q2 2025 Earnings: Net Income Rises to $13.9 Million, EPS Increases to $0.37

Reuters
Jul 23
<a href="https://laohu8.com/S/FMNB">Farmers National Banc Corp</a>. Reports <a href="https://laohu8.com/S/QTWO">Q2</a> 2025 Earnings: Net Income Rises to $13.9 Million, EPS Increases to $0.37

Farmers National Banc Corp. reported a net income of $13.9 million, or $0.37 per diluted share, for the second quarter of 2025, an increase from $11.8 million, or $0.31 per diluted share, in the same period of 2024. The company experienced strong loan growth with an increase of $52.0 million for the quarter, or 6.4% annualized, with commercial loan balances growing by $43.6 million, or 8.8% annualized. The net interest margin improved from 2.71% in the second quarter of 2024 to 2.91% in the second quarter of 2025. The efficiency ratio also improved from 60.8% in the second quarter of 2024 to 56.7% in the same period of 2025. Noninterest income rose to $12.1 million from $9.6 million in the second quarter of 2024, driven by improvements in various fee-based lines of business. Trust fees increased to $2.6 million from $2.3 million, and insurance agency commissions rose to $1.8 million from $1.3 million. Gains on the sale of available-for-sale securities amounted to $36,000 in the second quarter of 2025, compared to a loss of $124,000 in the same quarter of 2024. Additionally, retirement plan consulting fees increased to $783,000 from $623,000, mainly due to the acquisition of Crest Retirement Advisors LLC. The company continues to focus on growing its diverse, relationship-driven banking model, with further penetration into newer markets and strong performance in annuity sales and investment commissions.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Farmers National Banc Corp. published the original content used to generate this news brief via Business Wire (Ref. ID: 20250722419915) on July 23, 2025, and is solely responsible for the information contained therein.

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