非银行业周报:保险非对称调降预定利率 持续看好非银板块

民生证券
Jul 27, 2025

人身险预定利率调降,普通型2.0%+分红型1.75%+万能型1.0%推动保险负债结构持续优化。7 月25 日,中国保险行业协会公布本季度普通型人身保险产品预定利率研究值为1.99%,随后各大公司如中国人寿、平安人寿、太平人寿、工银安盛人寿等发布公告,将根据最新的预定利率指导值重新备案新产品,其中普通型产品预定利率最高值为2.0%,分红型产品为1.75%,万能型为1.0%,同时将于8 月31 号完成...

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