保险行业热点速递之三:预定利率下调推动分红险转型 权益投资能力成胜负手

西部证券股份有...
27 Jul

事件:2025 年7 月25 日,中国保险行业协会组织召开人身保险业责任准备金评估利率专家咨询委员会2025 年二季度例会,确定当前普通型人身保险产品预定利率研究值为1.99%,较前值2.13%下调14BP。本次会议确定的研究值已触发调降人身险产品预定利率条件。2025 年1 月10日金管局向业内下发《关于建立预定利率与市场利率挂钩及动态调整机制有关事项的通知》,要求定期召开会议发布人身险产品预定...

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