《人身保险业责任准备金评估利率专家咨询委员会2025年二季度例会》点评:预定利率非对称下调 分红险迎来发展窗口期

光大证券
26 Jul

事件:1)7 月25 日,中国保险行业协会组织召开人身保险业责任准备金评估利率专家咨询委员会2025 年二季度例会,就宏观经济形势、市场利率走势和行业发展情况进行研究。其中,保险业专家对人身保险产品预定利率发表了意见,认为当前普通型人身保险产品预定利率研究值为1.99 %。2)中国人寿、平安人寿、太保寿险、工银安盛人寿等公司发布公告,决定调整新备案保险产品预定利率最高值,其中普通型保险产品预定利率...

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