Press Release: Rithm Capital Corp. Announces Second Quarter 2025 Results

Dow Jones
Jul 28
NEW YORK--(BUSINESS WIRE)--July 28, 2025-- 

Rithm Capital Corp. (NYSE: RITM; "Rithm Capital," "Rithm" or the "Company") today reported the following information for the second quarter ended June 30, 2025.

"Rithm's second-quarter results reflect our commitment to sustained performance" said Michael Nierenberg, Chief Executive Officer and President of Rithm. "Our diversified platform continues to deliver steady growth across our core operating businesses, including asset management, origination and servicing. We remain focused on delivering long-term value for our investors and shareholders as we expand our asset management capabilities, guided by a disciplined investment approach, positioned to seize compelling opportunities."

Financial Highlights:

   -- 
 GAAP net income of $283.9 million, or $0.53 per diluted common 
      share(1) 
 
 
   -- 
 Earnings available for distribution of $291.1 million, or $0.54 per 
      diluted common share(1)(2) 
 
 
   -- 
 Common dividend of $132.6 million, or $0.25 per common share 
 
 
   -- 
 Book value per common share of $12.71(1) 
 
 
                                                         Q2 2025    Q1 2025 
                                                        ---------  --------- 
 Summary Operating Results: 
 GAAP Net Income per Diluted Common Share(1)             $   0.53   $   0.07 
 GAAP Net Income (in millions)                           $  283.9   $   36.5 
 
 Non-GAAP Results: 
 Earnings Available for Distribution per Diluted 
  Common Share(1)(2)                                     $   0.54   $   0.52 
 Earnings Available for Distribution(2) (in millions)    $  291.1   $  275.3 
 
 Common Dividend: 
 Common Dividend per Share                               $   0.25   $   0.25 
 Common Dividend (in millions)                           $  132.6   $  132.5 
 

Business Highlights:

   -- 
 Origination & Servicing: 
 
          -- 
 Newrez LLC ("Newrez"), Rithm Capital's multichannel mortgage 
             origination and servicing platform, posted pre-tax income of 
             $275.1 million in Q2'25, excluding the mortgage servicing rights 
             ("MSRs") mark-to-market gain and related hedge impact of $29.9 
             million, down from $270.1 million in Q1'25, excluding the MSR 
             mark-to-market loss and related hedge impact of $(180.1) million. 
 
 
          -- 
 Newrez generated a 19% pre-tax return on equity ("ROE") on $5.8 
             billion of equity(3)(4). Total servicing unpaid principal balance 
             ("UPB") reached $864 billion, an increase of 7% YoY, which 
             includes $271 billion UPB of third-party servicing, an increase of 
             22% YoY. 
 
 
          -- 
 Origination funded production volume was $16.3 billion in Q2'25, 
             an increase of 12% YoY. 
 
 
 
 
   -- 
 Investment Portfolio: 
 
          -- 
 Rithm Capital completed a non-qualified mortgage securitization 
             in the quarter totaling $504 million in UPB. 
 
 
          -- 
 Invested $2.2 billion in residential mortgage assets in the 
             quarter, including non-qualified residential mortgage loans, 
             residential transition loans and residential mortgage-backed 
             securities. 
 
 
 
 
   -- 
 Residential Transitional Lending: 
 
          -- 
 Rithm Capital's residential transitional lending platform, 
             Genesis Capital LLC ("Genesis Capital"), recorded pre-tax income 
             of $26.9 million in Q2'25, excluding portfolio mark-to-market loss 
             of $(1.8) million, and 
 
 
          -- 
 Q2'25 origination volume of $1.2 billion, an increase of 49% YoY, 
             and a record level for any quarter. 
 
 
          -- 
 Genesis Capital continued to expand its sponsor base, growing 
             sponsors to 195, a 30% increase YoY. 
 
 
 
 
   -- 
 Asset Management: 
 
          -- 
 Rithm Capital's alternative asset manager, Sculptor Capital 
             Management Inc. ("Sculptor Capital"), grew to approximately $36 
             billion of assets under management ("AUM")(5) as of June 30, 2025, 
             including gross fundraising inflows of $1.7 billion across the 
             Sculptor platform during the quarter. 
 
 
          -- 
 Sculptor Capital also continued its active presence in the 
             collateralized loan obligation markets with $525 million of 
             activity in Q2'25. 
 
 
          -- 
 As previously announced, Sculptor Capital held the final closing 
             for Sculptor's Tactical Credit Fund on April 1, 2025, bringing 
             total fund AUM to $900 million(5). 
 
 
          -- 
 Subsequent to the end of Q2'25, Rithm Capital announced that it 
             had entered into a strategic partnership with a large 
             institutional investor to fund the acquisition of $500 million of 
             residential transition loans, with the potential to upsize the 
             partnership to $1.5 billion in fundings. 
 
 
 
 
(1)    Per diluted common share calculations for both GAAP Net Income and 
       Earnings Available for Distribution are based on 537,347,700 and 
       530,599,555 weighted average diluted shares for the quarters ended June 
       30, 2025 and March 31, 2025, respectively. Per share calculations of 
       Book Value are based on 530,292,171 common shares outstanding as of 
       June 30, 2025. 
(2)    Earnings Available for Distribution is a non-GAAP financial measure. 
       For a reconciliation of Earnings Available for Distribution to GAAP Net 
       Income, as well as an explanation of this measure, please refer to the 
       section entitled Non-GAAP Financial Measures and Reconciliation to GAAP 
       Net Income below. 
(3)    Excludes full MSR mark-to-market and related hedge impact of $29.9 
       million. 
(4)    ROE is calculated based on annualized pre-tax income, excluding MSR 
       mark-to-market and related hedge adjustment, divided by the average 
       Origination and Servicing segment ending equity for the respective 
       period. 
(5)    AUM is estimated and refers to the assets for which Sculptor provides 
       investment management, advisory or certain other investment-related 
       services. This is generally equal to the sum of (i) net asset value of 
       the open-ended funds or gross asset value of Real Estate funds, (ii) 
       uncalled capital commitments, (iii) par value of collateralized loan 
       obligations. AUM includes amounts that are not subject to management 
       fees, incentive income or other amounts earned on AUM. AUM also 
       includes amounts that are invested in other Sculptor funds/vehicles. 
       Our calculation of AUM may differ from the calculations of other asset 
       managers, and as a result, may not be comparable to similar measures 
       presented by other asset managers. Our calculations of AUM are not 
       based on any definition set forth in the governing documents of the 
       investment funds and are not calculated pursuant to any regulatory 
       definitions. 
 

ADDITIONAL INFORMATION

For additional information that management believes to be useful for investors, please refer to the latest presentation posted on the Investors - News section of the Company's website, www.rithmcap.com. Information on, or accessible through, our website is not a part of, and is not incorporated into, this press release.

EARNINGS CONFERENCE CALL

Rithm Capital's management will host a conference call on Monday, July 28, 2025 at 8:00 A.M. Eastern Time. A copy of the earnings release will be posted to the Investors - News section of Rithm Capital's website, www.rithmcap.com.

The conference call may be accessed by dialing 1-833-974-2382 (from within the U.S.) or 1-412-317-5787 (from outside of the U.S.) ten minutes prior to the scheduled start of the call; please reference "Rithm Capital Second Quarter 2025 Earnings Call." In addition, participants are encouraged to pre-register for the conference call at https://dpregister.com/sreg/10201660/ffa323429c.

A simultaneous webcast of the conference call will be available to the public on a listen-only basis at www.rithmcap.com. Please allow extra time prior to the call to visit the website and download any necessary software required to listen to the internet broadcast.

A telephonic replay of the conference call will also be available two hours following the call's completion through 11:59 P.M. Eastern Time on Monday, August 4, 2025 by dialing 1-877-344-7529 (from within the U.S.) or 1-412-317-0088 (from outside of the U.S.); please reference access code "5582814".

 
Rithm Capital Corp. and Subsidiaries 
 Consolidated Statements of Operations (Unaudited) 
 ($ in thousands, except share and per share data) 
 
                                              Three Months Ended 
                                        ------------------------------ 
                                          June 30,       March 31, 
                                             2025            2025 
                                        -------------  --------------- 
 Revenues 
       Servicing fee revenue, net and 
        interest income from MSRs and 
        MSR financing receivables       $    574,817   $    570,801 
       Change in fair value of MSRs 
        and MSR financing receivables, 
        net of economic hedges 
        (includes realization of cash 
        flows of $(176,680) and 
        $(146,891), respectively)           (155,005)      (333,378) 
                                         -----------    ----------- 
    Servicing revenue, net                   419,812        237,423 
    Interest income                          478,455        441,260 
    Gain on originated residential 
     mortgage loans, held-for-sale, 
     net                                     169,698        159,789 
    Other revenues                            54,066         50,773 
    Asset management revenues                 95,008         87,672 
                                         -----------    ----------- 

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July 28, 2025 06:45 ET (10:45 GMT)

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