频道说银行坐不住了！开始“动刀”内部考核机制。近年来，中国银行业零售业务面临双重挑战：一方面，住户存款“定期化”趋势加剧，活期存款占比持续走低，导致银行负债成本攀升；另一方面，零售信贷增速放缓，部分银行甚至出现个贷投放负增长，营收承压。在此背景下，以零售业务见长的股份制商业银行开始“动刀”内部考核机制，通过调整关键指标，以期在“缓增长”的环境中构筑更稳健的零售业务结构。据券商中国独家获悉，以零售...
Source Link频道说银行坐不住了！开始“动刀”内部考核机制。近年来，中国银行业零售业务面临双重挑战：一方面，住户存款“定期化”趋势加剧，活期存款占比持续走低，导致银行负债成本攀升；另一方面，零售信贷增速放缓，部分银行甚至出现个贷投放负增长，营收承压。在此背景下，以零售业务见长的股份制商业银行开始“动刀”内部考核机制，通过调整关键指标，以期在“缓增长”的环境中构筑更稳健的零售业务结构。据券商中国独家获悉，以零售...
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