Pacific Premier Bancorp <a href="https://laohu8.com/S/QTWO">Q2</a> 2025 Results: Net Income Drops to $32.1M, EPS at $0.33, Net Interest Income Falls by $9.6M Compared to Q2 2024
Pacific Premier Bancorp, Inc. $(PPBI)$, the holding company of Pacific Premier Bank, announced its financial results for the second quarter of 2025. The company reported a net income of $32.1 million, or $0.33 per diluted share, for the quarter. This reflects a decrease from the first quarter of 2025, where net income was $36.0 million, or $0.37 per diluted share, and from the second quarter of 2024, when net income stood at $41.9 million, or $0.43 per diluted share. Net interest income for the second quarter of 2025 was $126.8 million, down from $123.4 million in the first quarter of 2025 and $136.4 million in the second quarter of 2024. The reduction in net interest income compared to the previous year was mainly due to lower average interest-earning assets and yields, although this was partially offset by lower average interest-bearing liabilities and reduced cost of funds. The return on average assets (ROAA) for the second quarter of 2025 was 0.71%, a decline from 0.80% in the prior quarter and 0.90% in the same quarter of the previous year. The return on average equity (ROAE) also decreased to 4.33% from 4.87% in the first quarter of 2025 and 5.76% in the second quarter of 2024. The company declared a quarterly cash dividend of $0.33 per share, maintaining the same dividend payout as previous quarters.
Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Pacific Premier Bancorp Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20250724692894) on July 24, 2025, and is solely responsible for the information contained therein.
Disclaimer: Investing carries risk. This is not financial advice. The above content should not be regarded as an offer, recommendation, or solicitation on acquiring or disposing of any financial products, any associated discussions, comments, or posts by author or other users should not be considered as such either. It is solely for general information purpose only, which does not consider your own investment objectives, financial situations or needs. TTM assumes no responsibility or warranty for the accuracy and completeness of the information, investors should do their own research and may seek professional advice before investing.