Affinity Bancshares, Inc., the holding company for Affinity Bank, reported a net income of $2.2 million for the second quarter ending June 30, 2025, which marks a significant increase from the $1.0 million reported in the same quarter of 2024. The company's net interest income for the first half of 2025 reached $15.1 million, compared to $14.3 million for the same period in 2024, primarily due to increased interest income on loans and interest-earning deposits. Despite the rise in interest income, noninterest income decreased by $269,000 to $1.0 million for the first half of 2025, attributed to lower service charges on deposit accounts and the absence of a gain from the sale of other real estate recorded in the previous year. The company's efficiency ratio improved to 65.72% for the second quarter of 2025, from 78.74% in the second quarter of 2024. The diluted earnings per share for the three months ended June 30, 2025, was $0.33, up from $0.16 in the same period the previous year. Total assets as of June 30, 2025, were $933.8 million, reflecting growth from $873.6 million as of June 30, 2024. The company's tangible book value per share was reported at $16.80, a rise from $16.64 in the corresponding quarter last year. Affinity Bancshares, Inc. did not provide specific forward guidance in the released financial results.