National Bankshares Inc. Reports Net Income of $5.53 Million for First Half of 2025, EPS Rises to $0.87

Reuters
Jul 25
<a href="https://laohu8.com/S/NKSH">National Bankshares</a> Inc. Reports Net Income of $5.53 Million for First Half of 2025, EPS Rises to $0.87

National Bankshares, Inc., the parent company of The National Bank of Blacksburg and National Bankshares Financial Services, Inc., reported its financial results for the first half of 2025. The company announced a net income of $5.53 million, or $0.87 per diluted common share, for the six months ending June 30, 2025. This marks a significant increase compared to the net income of $1.87 million, or $0.31 per diluted common share, for the same period in 2024. The improvement in net income was primarily driven by higher interest income from repriced loans, lower deposit costs, and gains in noninterest income. In the second quarter of 2025, there was a noted decrease in noninterest income compared to the first quarter of 2025, mainly due to an annual distribution of partnership income received in the first quarter. However, when compared to the second quarter of 2024, noninterest income saw an increase due to higher service charges on deposits, growth in BOLI income, and trust income, largely attributed to the FCB acquisition. The company ended June 30, 2025, with total assets amounting to $1.81 billion. Stockholders' equity saw an increase from March 31, 2025, to June 30, 2025, due to net income and improvement in unrealized losses on available for sale securities. Additionally, the company recently upgraded to a new core banking system, aiming to enhance technology for customers and operations. A leadership transition also took place, with Lara E. Ramsey stepping in as the new President and CEO, expressing a commitment to building on the company's legacy and future success.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. National Bankshares Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000950170-25-098367), on July 24, 2025, and is solely responsible for the information contained therein.

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