美参议员Lummis提出新法案,要求将加密货币纳入抵押贷款资产

金色财经
Jul 29, 2025

【美参议员Lummis提出新法案,要求将加密货币纳入抵押贷款资产】金色财经报道,《比特币战略储备法案》提出者、参议院银行数字资产小组委员会主席 Cynthia Lummis 于今日提出《21 世纪抵押贷款法案》,要求要求房利美(Fannie Mae)和房地美(Freddie Mac)在评估单户住宅抵押贷款资格时将分布式账本上记录的数字资产纳入考量范围,且不得强制要求将这些数字资产转换为美元。该法案目标通过承认数字资产作为财富评估指标,提高年轻一代获得住房贷款的机会。 此前 6 月 26 日,美国联邦住房金融局(FHFA)局长 Pulte 在社交媒体上发文表示:“经过研究,并遵循特朗普总统将美国打造成加密货币之都的愿景,今天我下令房利美和房地美做好业务准备,将加密货币列为抵押贷款申请的认定资产。”

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