EZCORP, Inc. recently held their Third Quarter Fiscal 2025 Earnings Call on July 31, 2025. The event featured key insights from the company's Chief Executive Officer, Lachlan Given, and Chief Financial Officer, Timothy Jugmans, with the session facilitated by Investor Relations Adviser, Sean Mansouri. Analysts from various financial institutions, including Jefferies, Canaccord Genuity, Stephens, and Texas Capital Bank, participated in the call. During the presentation, Lachlan Given highlighted the company's expansion, stating, "EZCORP now operates 1,336 pawn stores across the United States and Latin America including 604 in Mexico." He emphasized the company's strategic advantage amidst economic challenges, noting that "persistent inflation and tighter access to credit continue to drive customers towards pawn as a trusted and transparent alternative for instant cash." The management further elaborated on their business model, which offers fast and accessible services without credit checks, collections, or long-term obligations. This approach has led to strong lending activity and deeper customer engagement, contributing to EZCORP's leadership in short-term collateralized lending and pre-owned retail. The full transcript can be accessed through the link below.