在2025世界人工智能大会(WAIC2025)上,金融领域的讨论焦点正从“AI能做什么”转向“AI如何创造价值”。正如哈佛大学商学院教授Shawn Cole在会上所言,AI有望进一步降低提供金融服务的成本,在扩展产品供给以及改善消费者和公司金融决策方面潜力巨大。但必须通过严格实验验证实效,金融机构应建立伦理审查机制,采用“测试-验证-推广”的渐进式发展路径,实现降本增效与服务普惠的双重目标。伴随着...
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