Odaily星球日报讯 Bitwise 首席投资官 Matt Hougan 表示，401(k) 计划纳入加密资产配置将带来“缓慢、稳定、一致”的退休金投入机制，有望显著提升回报并降低市场波动性。根据美国投资公司协会和美联储数据，截至 2025 年第一季度，美国退休资产总额达 43.4 万亿美元，其中固定缴款计划（包括 8.7 万亿美元的 401(k) 计划）总计超过 12 万亿美元。
0 G Labs 联合创始人兼首席执行官 Michael Heinrich 补充指出，若相关政策设计得当，或将为比特币和其他合规资产释放数万亿美元退休资金。但若执行不当，亦可能引发政治与金融反弹，尤其是在代币资质、托管机制及保护措施等关键细节上。（CoinTelegraph）
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